A simple place to structure your financial thinking — and see how today's decisions compound over time.

Not a budgeting app. Not a robo-advisor.
A personal finance education companion that helps you turn scattered thoughts into clear, long-term decisions — with AI to explain the "why," not just the numbers.

💡 Designed for intentional use
This looks simple — but one focused hour structuring your finances here gives you something most never get: real clarity.

Most people already know what they "should" do. This helps you see what actually matters for you.

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Community
🤖AI Powered
Tools
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To Start
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🌱Growing
Community
🤖AI Powered
Tools
🚀Free
To Start
Try Wealth Simulator Start Free

See How a Dream Becomes a Plan

Watch the full product walkthrough — from your first idea to a complete financial picture

3 minute walkthrough

Convert Dreams to Plans Track income & expenses See your full picture Ask AI Educator

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Wealth Simulator
Visualize compound growth
🤖
AI Educator
Personalized learning
Educational Plans
Create & track goals
Income & Expenses
Understand cash flow
Assets & Liabilities
See your net worth
Smart Insights
Personalized tips
🤖
AI Summary
Your financial snapshot

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Meet Your AI Financial Educator

Learn wealth-building with AI-powered compound interest education by asking simple everyday questions

The AI doesn't replace your thinking — it helps you reason through your inputs.

AI Educational Guidance
Your Goal:

"I am a first-time homebuyer and want to save for my home downpayment in 3 years"

$1,000
Suggested Initial
$2,500
Monthly Contribution
3 years
Time Period
15%
Educational Rate
Projected Future Value
$114,310
After 3 years with 15% annual returns
Interest Earned:
$23,310
Total Invested:
$91,000
🚀🚀 AI Educational Strategy: Target goal is $100,000 (20% down payment on $500,000 home). Consider growth-oriented mutual funds like T. Rowe Price Global Technology Fund (PRGTX) or Fidelity Contrafund (FCNTX) which have historically averaged 15%+ returns.
🏠💡 First-Time Homebuyer Tip: FHA loans may allow as low as 3-3.5% down payment for qualifying first-time buyers. For a $500,000 home, that's only $15,000-$17,500 instead of $100,000! Research FHA loan requirements to see if you qualify.
🤖🤖 Funds to Research:
  • • T. Rowe Price Global Technology Fund (PRGTX)
  • • Fidelity Contrafund (FCNTX)
🔍🔍 Research Purpose: The funds mentioned are examples based on historical data patterns and are provided as a starting point for your own research - not a recommendation or endorsement for any specific investment. Do your own research before making any investment decisions.
DISCLAIMER: This projection uses monthly compounding (typical for mutual fund calculations) for educational purposes only and does not constitute financial advice. Past performance does not guarantee future results.
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See how compound interest works with this interactive example

Investment Parameters

1 year 15 years 40 years

Educational Results

$271,500
Total Contributions
$745,295
Potential Interest Earned
$1,016,795
Future Value
That's 275% more than your contributions!
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Why Choose Plan to Compound for Learning?

Our platform combines educational tools with intuitive design to help you understand compound interest

Educational Analytics

Learn about investment performance with detailed analytics and growth projections for educational purposes.

Secure Learning

Your data is protected with enterprise-grade security while you explore financial concepts.

Educational Focus

Learn about compound interest principles through interactive examples and scenarios.

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Educational tool only • No investment promises • Learn at your own pace